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Montecito homeowner with excellent credit? Consider these excellent credit cards!

illustration of woman with shopping bagsWith the holiday shopping season upon us, let’s take a look at credit cards. If you’re a Montecito homeowner with excellent credit, banks are vying for your business with some extraordinary deals.  I’ve researched some of the best credit card deals offered today. Here are the top 4:
1) Blue Cash Preferred® Card from American Express: Earn 6% cash back at supermarkets (up to $6K in purchases), 3% on gas and at department stores and 1% on everything else. Holiday shoppers will appreciate the 3% cash back at department stores, and those hosting the holidays can consider the 6% cash back at supermarkets as payment for their hard work! After you spend $1,000.00 in the first three months, you’ll get a $100 bonus as well as a complimentary year of Amazon Prime. But that’s not all. Cardholders enjoy a 0% 15-month intro APR on purchases and balance transfers. There is a $75 annual fee.
2) Citi Simplicity® Card:  If your holiday gift list includes large purchases, you’ll want to check out this card. It offers a lengthy 18-month 0% introductory APR for purchases and balance transfers, without late fees or annual fee.
3) Barclay Arrival Plus™ World Elite Mastercard®:  Going out of town during the holidays? Love to travel all year long? Then this card is for you. Earn 2 miles per dollar for every purchase, and a bonus 40,000 miles in the first 90 days.  Book your travel anyway you want; by phone, online, using an agent, and fly any airline to any destination, with no blackout dates. Plus, by using your miles to pay for your travel, you will receive 10% back. There are no fees for international transactions and the $89 annual fee is waived for the first year.
4) Citi Double Cash Card: Give yourself the gift of 2% cash back on ALL your holiday purchases and beyond with this card. You’ll receive the first 1% on your purchase and the second 1% when you pay at least the minimum amount each month. You’ll also have 15 months of a 0% APR on both purchases and balance transfers, without having to pay an annual fee.
Is a new luxury home in Montecito on your holiday list? Then please give me a call at 805.886.9378 or email me at Choosing the right agent is as important as selecting the right credit card, especially if you have excellent credit. With more than 20 years in the industry, consistently rated in the top 1% of Sotheby’s International Realty nationwide, I have the experience, contacts and enthusiasm to help you find the perfect home.

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